If you have a horsebox on the back of your car, you’re going to need horsebox insurance to ensure your financial safety should the worst happen. Getting horsebox insurance is a lot like any other form of insurance, you find a number of providers, and then you find the one that is best for you. Getting horsebox insurance can in many ways be something of a mess due to the differences between regular insurance and horsebox insurance. Seeing how horsebox insurance is insurance for a transport vehicle that may or may not be carrying a live animal, the policy stipulations for horsebox insurance may highly vary depending on a number of variables, such as the aforementioned animal potentially being inside the horsebox at the time of any accidents. Some horsebox insurance policy providers will only cover the horsebox itself and require you to insure the animal with either themselves or a different provider on a separate policy, while some horsebox insurance policies may include both the animal and the transport in the form of the horsebox, the direct stipulations of such a policy stating there will only be a pay-out if either the animal or horsebox is damaged in transit rather than being stationary, or in the case of the horse being outside the horsebox.
Trying to work around the wrangling and difficult language of horsebox insurance can be a bit of a pain when you’re looking for the best possible horsebox insurance you can get at the lowest price. Sometimes you might just have to suck down a loss in order to get the right horsebox insurance for you, but you can always try getting away with a cheaper horsebox insurance policy and taking enough precautions to ensure you remain within the narrower horsebox insurance policy pay-out clauses, if you are unable to do so you may once again have to suck down a loss of money as a result of no pay-out from the horsebox insurance provider. Whenever possible be sure to read all the paperwork before you sign anything relating to horsebox insurance, or else you may get caught out by a clause you didn’t read.
Need horsebox insurance ? Lion Heart Insurance are cost effective and will be happy to help!