Courier services are a very important business sector within the UK. There are 100s of different organisations that will use delivery services to transport their goods from one destination to another, and rely heavily on the haulage firms to deliver their goods on time and safely.
This is a huge responsibility and one that cannot be taken lightly. There is a lot of competition in the haulage industry so if this is an area that you work in, you want to make sure that you have all the safety guards in place to reassure your clients that you and your service is fully insured if something were to go wrong.
Courier insurance will be one of the most important aspects you will need to purchase before you begin trading as a courier. There are many companies that will offer rates for this type of commercial insurance. It can become quite daunting if you have never searched for courier insurance before, so it is advisable to use a professional insurance broker like Autonet Insurance who have years of experience in the industry.
The main difference between insuring your van for general business use i.e. a carpenter or plumber and working as a courier is the fact you will need haulage/hire and reward use for the vehicle. This type of use will legally allow you to carry other people’s goods for delivery. Without haulage/hire and reward use, if you were stopped you may incur hefty fines and a possibility of points on your licence which could harm your business in the future.
Autonet Insurance have dedicated sales staff who can advise you on your insurance requirements and guide you in the right direction so you know exactly what you are getting from your insurance policy.