Protecting you and your business

Owning your own business can be very rewarding. Building up the organisation from scratch with hard work and dedication is something that you can be very proud of. It can take years and years of dedication to ensure that your business is a success and people trust in the service or work that you provide.
This is true to many people that work in the trade. It’s an extremely competitive market to work in with 100s of different trades all fighting against one another to secure lucrative contracts and continually strive to build their individual businesses.
It is extremely important to ensure that you have the correct insurance policies in place to protect you and your business against potential claims that may be made against you. There are insurance policies that you will need to have by law, for example, van insurance, which is a key element to any self-employed tradesman.
Another crucial insurance type that people may not be aware of is public liability insurance. This cover will protect you against damages caused to a third parties property or injury that may be caused directly to a third party whilst you are working.
Although most skilled tradesmen are extremely good at their specific trades, accidents can still happen. No matter how cautious you are it’s not worth taking the risk by not purchasing insurance. If anything was to happen and a claim was made against you, it could seriously damage your business financially and it the worst case scenario, close your business for good. Some claims can total to thousands of pounds which is an expense that many people just cannot afford.
By obtaining a public liability insurance quote you will be safe in the knowledge that you will have cover in place in case anything was to go wrong. Different insurers will offer different terms dependant on the type of policy you select so make sure you understand what cover the policy provides before you purchase your public liability insurance.